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Our lease to own program gives contractors of all credits the opportunity to finance new or used business equipment between $20,000-$500,000.
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Juan - Texas
Ditch Witch HDD
I was renting equipment and just starting to work on my credit. Cultiva Financial gave us the opportunity. 100% recommended! Thank you!
Alex - Florida
Bobcat Track Loader
Before Cultiva, my credit was bad and no one gave me a chance. Now I own 3 skid steers and business is booming!
Pablo - Arizona
Komatsu Excavator
Sometimes you get lucky and find a company that's willing to help when everyone else said no. Thanks Cultiva!
No hard credit pulls
100% Digital (Mobile Ready) Application
ITIN Accepted
Lease new or used equipment
Lease from any vendor across the country
Terms from 24 - 60 months
Own the equipment at the end of the term
Build Business Credit with every payment
Save on taxes with a 100% tax deductible payment
Improve cash flow and profits compared to renting
Follow these simple steps to own your own equipment!
Apply
- Submit Online Application
- 6 months of Bank Statements
- Valid Government ID
Lease
- Pay deposit / Document Fee
- Sign Lease Agreement
- Make monthly payments
Own
- At the end of the term, make your final month payment and own the equipment.
Bobcat Skid Steer Tracked (2000lb): $55,000
Rental Customer
Monthly Rate:
$5,000
Weekly Rate:
$3,500
Daily Rate:
$429
Lease to Own Customer
⭐️ Monthly Rate (36 term)
$2,200
⭐️ Own equipment at the end
⭐️ Build Business Credit
Lesee saves over $30,000 per year compared with renting long term.
